Kenya's President Ruto Declares "Housing Is Not a Talk But a Reality" as Nation Becomes Africa's Construction Site
"Affordable housing is not about houses, but people. Don't focus on political ambition but on the future of generations. It has to take political leadership."
NAIROBI, Kenya, April 9, 2026 | By George Mutua
The era of empty promises on African housing is over. That was the message delivered at the Second Africa Urban Forum in Nairobi this week, as Kenya's Head of State joined global leaders to declare that the continent's future will be built in concrete, not conversation.
H.E. Dr. William Samoei Ruto, President of the Republic of Kenya, said affordable housing is no longer a policy dream but a daily reality unfolding across the nation. From the shores of Lake Victoria to the Rift Valley, he argued, Kenya has become a live construction site.
"Affordable housing is not about houses, but people," President Ruto said. "Don't focus on political ambition but on the future of generations. It has to take political leadership, not done at the ministry level. Resources are needed."
The declaration was reinforced by Mr. Thierno Habib Hann, Managing Director of Shelter Afrique Development Bank, who pointed to Kenya as a continental benchmark. "Today, Kenya is a construction site, Nakuru, Kisumu, Homabay, Machakos, Kakamega, and others," he said. "Today, housing is not a talk but a reality. The history of Africa will be written on the commitments made and the houses built, not talks."
International partners echoed that message. Mr. Anar Guliyev, Chairperson of the State Committee for Urban Planning and Architecture of the Republic of Azerbaijan and National Coordinator for WUF 13, praised Kenya's housing momentum and said housing is more than shelter because it delivers dignity and stability.
"Housing is not just a social expenditure, a cost to be minimized, a deficit to be filled. It is the foundational infrastructure for jobs, dignity, and socioeconomic transformation."
Delivering a keynote address, H.E. Ms. Anaclaudia Rossbach, UN Under-Secretary-General and Executive Director of UN-Habitat, described Africa's urban transition as both the greatest challenge and the greatest opportunity of this generation. She warned that by 2050, six out of ten Africans will live in urban areas, even as millions still lack adequate shelter.
Rossbach urged African countries to place housing and the transformation of informal settlements at the centre of national development agendas, strengthen institutions for long-term change, and learn from solutions already emerging across the continent. She said governments, civil society, and the private sector must work together to scale what is already proving effective.
In a moment of recognition, Rossbach praised Kenya's leadership on the global housing stage, noting the country's role as Co-Chair of the Open-Ended Working Group on Housing and as a champion of the Call for Action on Adequate Housing for All. She said Kenya's proposals are helping shape global housing politics ahead of the next World Urban Forum in Baku, Azerbaijan, from May 17 to May 22, 2026.
H.E. Mahmoud Ali Youssouf, Chairperson of the African Union Commission, also placed housing at the heart of Agenda 2063, saying political goodwill is essential to urban development, accessibility, stability, dignity, and sustainable growth. Kenya's Cabinet Secretary for Lands, Public Works, Housing and Urban Development, Hon. Alice Wahome, added that housing now connects labour, financiers, industries, developers, and communities through a deliberately built ecosystem.
President Ruto also set out Kenya's financing approach, saying the country has not relied on new World Bank borrowing to drive its housing programme. Instead, he said, Kenya is mobilising local institutions and using mature assets to unlock multiple new developments. "We have innovative financing models, no borrowing but managing our assets," he said. "We dispose of one mature asset and replace it with four or more developments."
Among the most consequential announcements was the commitment to expand social housing with no upfront deposit and more affordable mortgages. Ruto said the goal is to give dignity to people who need housing most, while linking housing to wider national infrastructure through a new National Infrastructure Fund.
"Africa's urban transition is one of the most important development opportunities of our time. If managed well, it can lift millions of people out of poverty."
As the forum closed its opening day, one message echoed through the halls of Nairobi: Africa is no longer talking about housing. Africa is building it. With Kenya leading by example and institutions such as the African Union, UN-Habitat, and Shelter Afrique pushing the agenda, the continent is preparing to carry that housing message to the world in Baku next month.
The Second Africa Urban Forum continues over the next three days, with delegations expected to visit ongoing housing projects in Nakuru and Machakos as Kenya seeks to show that its housing drive is no longer rhetoric, but visible reality.